Loan Amount Range
$7,000-$25,000
Whether you’re looking to take a big trip, consolidate debt, or make a big purchase, the ticket to making it happen could be parked in your driveway. Using your car as collateral may help you secure the loan you need. Buckley Microfinance offers some of the best auto-secured loans, giving you a range of loan options to help achieve your goals.
Using your vehicle as collateral for a personal loan means you may qualify for a larger loan amount to take care of needs like furniture, appliances, auto repairs, or vacations. Simple payment options let you pay your loan online, by phone, mail, or at your local branch. Need an auto-secured loan now? Start the process by prequalifying today and learning more about our auto-secured loan.
$7,000-$25,000
17.99%-35.99%
24-60 months
$15,000
60 months
26.99%
$458.92
†When you prequalify for a loan, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.
*Not all applicants will qualify for larger loan amounts or the most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle that is no more than ten years old, meets our value thresholds, and is titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle.
**The example payment schedule is representative of our average loan terms. Offered APR, loan amount, and term will vary based upon your credit profile, including your credit score, income, debts, and collateral.
Collateral is something of value that belongs to you that you agree to give your lender should you fail to repay your personal loan. The lender can then sell that item to recover the unpaid portion of the loan.
First and foremost, you’ll need a vehicle that you own to get an auto-secured loan, such as a car or truck. Remember, when using a truck or car as collateral for an auto-secured loan, it must be adequately insured before it can be accepted for your loan. Additionally, your vehicle must meet certain collateral guidelines. Your local branch can provide more information on these.
Offering collateral for a personal loan can improve your chances of being approved for a larger loan amount and can potentially get you a lower interest rate than an unsecured loan. Getting a personal loan with your car as collateral could also be a better option for those with a less-than-perfect credit score.
Some auto title loans can operate like payday loans with triple-digit interest rates and short terms which can make it hard to pay off. Buckley Microfinance provides fixed rates and may provide longer repayment periods.
We’re more than a personal loan company. Our goal is to help our customers get the money they need to get back on track and provide support along the way.
Read independently collected reviews from over 1,500 real customers across the nation and see why so many are saying that Buckley Microfinance is the best place to get a personal loan.
At Buckley Microfinance, we strive to make your auto-secured loan process as easy as possible from the very beginning to the very end.
Make your payments work for you.
Manage your account online, over the phone, or at your branch.
Our team members are always ready to help with friendly service.
Pet Care Expenses
Funeral Expenses
Bills & Credit Card Debt
Home Repairs
New Furniture
New Appliances
Emergency Expenses
Child Expenses
Vacation Expenses
Holiday Expenses
Medical Expenses
Wedding Expenses
You can prequalify for a loan online in just minutes. Or, if you prefer, call or stop by your local branch. Our auto-secured loan specialists can answer any questions and help you fill out an application for the personal loan that fits your needs.